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Is there any benefit to using Toyota Financial Services? What are the negatives to using TFS?
The last time I walked into a Toyota dealership to buy my then brand new Corolla was back in 2015. Admittedly I was hungry at the time & wasn't think straight haha, but was able to get the offer & paperwork from the finance officer which I took to my bank & got my own auto loan with a lower APR, for the car & proceeded to pay off within 2 years. Looking back if I remember correctly, I think the dealer tacked on fees as I was basically paying in cash, but I didn't really care because all I needed at the time was a daily driver, a cheeseburger, fries & a milkshake...
Fast forward to now, I'm wondering if there is any positives to using TFS when purchasing the GR86 vs. going to my Wife's credit union which has even lower auto loan rates than my own personal bank? Anyone on here used TFS before? Any feedback or things to look out for?
Thanks,
The last time I walked into a Toyota dealership to buy my then brand new Corolla was back in 2015. Admittedly I was hungry at the time & wasn't think straight haha, but was able to get the offer & paperwork from the finance officer which I took to my bank & got my own auto loan with a lower APR, for the car & proceeded to pay off within 2 years. Looking back if I remember correctly, I think the dealer tacked on fees as I was basically paying in cash, but I didn't really care because all I needed at the time was a daily driver, a cheeseburger, fries & a milkshake...
Fast forward to now, I'm wondering if there is any positives to using TFS when purchasing the GR86 vs. going to my Wife's credit union which has even lower auto loan rates than my own personal bank? Anyone on here used TFS before? Any feedback or things to look out for?
Thanks,
